ABOUT US ... Changing Lives Since 1972

Founded in 1972 by Don Foss, the world's largest independent used car dealer in the 1970's and 1980's, Credit Acceptance provides vehicle loans to consumers regardless of their credit history. Without our product, consumers may be unable to purchase a vehicle, may purchase an unreliable one, or may not have the opportunity to improve their credit score.

Credit Acceptance believes that individuals, if given the opportunity to establish or re-establish a positive credit history, will take advantage of that opportunity. By making timely monthly payments on their financed vehicles, many of our customers improve their credit score and move on to more traditional sources of financing.

Offered through a nationwide network of automotive dealer-partners, our Guaranteed Credit Approval Program provides dealer-partners with the opportunity to deliver credit approvals to consumers within 30 seconds through the Internet using our patented Credit Approval Processing System (CAPS).

Headquartered in Southfield, Michigan, with a collections center and training facility in Henderson, Nevada, Credit Acceptance is a rapidly growing and progressive Company led on the values of honesty, teamwork, learning, urgency and fun. Credit Acceptance is publicly traded on the NASDQ under the symbol CACC.


CORE VALUES

People that thrive in our organization share these values, feel ownership for our mission, and have a passion for changing people's lives.  If you want to be part of a fast-paced and challenging enviroment where your contributions have an impact, Credit Acceptance may be just the place for you!

Honesty

• We have the courage and integrity to face the truth of each situation with facts as they are, not as we would like them to be.
• We communicate openly and our actions are consistent with our words.

Teamwork

• We take pride in our collective accomplishments and take responsibility for our collective mistakes.
• We understand we can accomplish more by including others in what we do.
• We celebrate our victories and treat each other with respect.

Learning

• We relentlessly search out new ideas regardless of the source.
• We strive for continuous self-improvement.
• We listen and learn from each other.

Urgency

• We approach our objectives with passion and urgency.
• We are faced with infinite possibilities for growth, achievement and experiences constrained only by time.
• We are constantly reminded that time is limited and should be consumed as our most precious asset.

Fun

• We believe fun is created through an environment filled with trust, challenge, personal growth and hard work, knowing that we are helping people change their lives.